Legal

Terms of Service

Please read these terms carefully before using First For Traders. By applying for coverage or using our platform, you agree to be bound by these terms.

Last updated: January 2026 Effective immediately

1About First For Traders

First For Traders ("FFT", "we", "us", "our") is an independent trader protection service. We provide coverage plans for individuals participating in proprietary trading firm evaluations and funded accounts. We are not affiliated with, owned by, or partnered with any proprietary trading firm, broker, or financial institution.

Our service is designed to provide a financial safety net for traders when accounts are breached, subject to the terms and conditions outlined in these Terms of Service and the specific coverage plan selected.

2Eligibility

To use First For Traders, you must:

  • Be at least 18 years of age
  • Be an active participant in a proprietary trading firm evaluation or funded account
  • Provide accurate and truthful information in your application
  • Have a valid email address for communication and quote delivery
  • Not be located in a jurisdiction where such services are prohibited

FFT reserves the right to decline any application at its discretion, including but not limited to cases where the information provided cannot be verified or where the applicant presents an elevated risk profile.

3Coverage Plans

First For Traders offers three coverage tiers — Essential Edge, Premium Edge, and Elite Edge. Each plan differs in account size coverage, refund percentages, coverage bonus, funded account profit share eligibility, and the number of claims allowed.

Important: Coverage plans are not insurance products. They are contractual agreements between you and First For Traders. The terms of each plan, including payout amounts and eligibility criteria, are outlined in your accepted quote and the Coverage Terms document.

Coverage activates upon receipt of full payment as confirmed by FFT. Coverage applies only to accounts and periods specified in your accepted quote.

4Application & Quotes

Submitting an application does not guarantee coverage. All applications are reviewed individually by our team. We will send a personalised quote to the email address provided within 24 hours of receiving your application.

  • Quotes are valid for 7 days from the date of issue
  • Acceptance of a quote constitutes agreement to these Terms of Service
  • Coverage does not begin until payment is received and confirmed
  • Quotes are non-transferable and specific to the applicant and accounts listed

5KPI Compliance

Claims are subject to KPI (Key Performance Indicator) compliance and applicable waiting periods. Fee refund, coverage bonus, and funded account profit share claims are assessed separately and have different waiting period requirements — see the Coverage Terms for full details. To be eligible for a payout, you must have traded in accordance with the KPI checklist provided at the time of your coverage activation. KPI metrics include but are not limited to:

  • Adherence to drawdown limits set by your prop firm
  • Minimum number of trading days as specified
  • Profit factor and risk-to-reward ratio thresholds
  • Average hold time and trade frequency requirements
  • No evidence of account manipulation, martingale strategies, or prohibited trading behaviour

FFT determines KPI compliance solely based on verified account data submitted at the time of the claim. If you believe a KPI decision was made in error, you may submit a dispute within 7 days of the decision — see the Refund Policy for details.

6Claims Process

To submit a claim, you must email First For Traders at support@firstfortraders.com within 14 days of the account breach. Claims submitted after this window may not be eligible for review.

You will be required to provide:

  • Your prop firm account dashboard screenshot or data export
  • Proof of the challenge fee payment
  • Full trade history for the covered period
  • Any additional documentation requested by our team

Claims are typically reviewed within 24 hours. Approved payouts are processed within 24 hours of approval. FFT reserves the right to request additional documentation and to deny claims that do not meet the eligibility criteria. Accounts opened shortly before or after coverage activation that breach within a short period are subject to enhanced review to verify that the account was not opened in anticipation of an imminent breach.

7Payments & Billing

Payments are processed securely via Stripe. By accepting a quote and completing payment, you authorise the charge as stated in your quote. All prices are in USD unless otherwise stated. FFT does not store or have access to your card details — these are handled entirely by Stripe.

  • Coverage is billed on a subscription basis for the period outlined in your quote
  • Failed payments may result in coverage lapsing without notice
  • FFT does not store card details — all payment data is handled by Stripe

8Cancellations

You may cancel your coverage at any time. Cancellations take effect at the end of your current billing period. No partial refunds are issued for unused coverage periods unless otherwise stated in your quote.

FFT may cancel your coverage immediately without refund if you are found to have provided false information, engaged in prohibited conduct, or submitted a fraudulent claim.

9Prohibited Conduct

You agree not to:

  • Provide false, misleading, or fraudulent information in your application or claim
  • Attempt to claim on accounts not covered under your active plan
  • Manipulate trading data or account history to meet KPI requirements
  • Share, sell, or transfer your coverage to another individual
  • Use FFT coverage as a means to take excessive or reckless risk on covered accounts

Any breach of this section will result in immediate termination of coverage without refund and may result in legal action.

10Limitation of Liability

First For Traders provides coverage as described in your accepted quote. We do not guarantee trading profitability or the passing of any evaluation. Our total liability to you shall not exceed the amount paid for your active coverage plan in the current billing period.

FFT is not liable for any indirect, incidental, or consequential losses arising from your trading activity, prop firm decisions, or the use of our service.

11Changes to Terms

We may update these Terms of Service from time to time. Material changes will be communicated to active subscribers via email at least 14 days before they take effect. Continued use of the service after changes take effect constitutes acceptance of the updated terms.

12Contact

If you have any questions about these Terms of Service, please contact us at . We aim to respond to all enquiries within 24 hours.